Vacation Time? Wait, What?

At the rate I'm going, I'll accrue 80 hours of rollover vacation time and another 25 or 30 of use-or-lose, but I have no money. So says my boss. What should I do with no travel budget and the (minimum) three days I absolutely, positively must take off before December 31st?

(This is the year I make myself a little miserable with penny-pinching, so next year I can have guilt-free toys like a dSLR and a car. A cheap car. Maybe a zipcar membership.)

Off to bike and contemplate the cons and further cons of running away to Nag's Head for a week. Yay, exercise!